{"id":842740,"date":"2020-01-01T13:56:34","date_gmt":"2020-01-01T19:56:34","guid":{"rendered":"https:\/\/www.ktbb.com\/post\/?p=842740"},"modified":"2020-01-02T13:56:10","modified_gmt":"2020-01-02T19:56:10","slug":"bbb-names-top-ten-scams-of-2019","status":"publish","type":"post","link":"https:\/\/ktbb.com\/post\/?p=842740","title":{"rendered":"BBB Names Top Ten Scams of 2019"},"content":{"rendered":"

\"\"TYLER — On Tuesday the Better Business Bureau serving Central East Texas finished up 2019 with a list of the Top Ten Scams of the year. \u00e2\u20ac\u0153Scam artists are not going anywhere. In many cases, we\u00e2\u20ac\u2122ve seen them become more aggressive, Mechele Agbayani Mills, President and CEO of BBB Serving Central East Texas said. \u00e2\u20ac\u0153Whether it\u00e2\u20ac\u2122s online or over the phone, we must remain vigilant when it comes to protecting personal and financial information.\u00e2\u20ac\u009d<\/p>\n

The following list includes East Texas\u00e2\u20ac\u2122 most reported scams and suspicious activities of 2019 via BBB Scam Tracker:<\/p>\n

1.\tIdentity theft \u00e2\u20ac\u201c In this day and age, cash may not be your most desired possession. The most valuable items thieves want are your Social Security number, ATM card, credit cards, bank checks, and any other items containing your personal information. If this sensitive information falls into the hands of a criminal, it may be used to steal your identity. It\u00e2\u20ac\u2122s important to be extremely protective of your personal information online, via text, on the phone and in person. <\/p>\n

2.\tSweepstakes\/Lottery\/Prizes – Winning the sweepstakes, dream vacation, large amounts of money, a new car, shopping spree or new technology sounds great especially if you didn\u00e2\u20ac\u2122t enter to win. Unexpected prize and lottery scams rely on your excitement to lure you into paying fees for your prize or and typically require that you provide your personal information with the intent of compromising your identity. Remember, you should never have to pay fees for winning a prize. You will also never win a lottery you never entered.<\/p>\n

3.\tPhishing\/ Smishing\/ Vishing- You receive an email, text or phone call informing you that you\u00e2\u20ac\u2122ve won a contest, a business or someone posing as an official at your place of employment needs to verify your personal information. Never click on links or open attachments from unsolicited emails and never provide personal information without first verifying the source. <\/p>\n

4.\tTech Support- Consumers are being targeted by fraudsters pretending to be well-known tech support companies. Victims are contacted with a message on their computer that a virus has been detected and to \u00e2\u20ac\u0153fix\u00e2\u20ac\u009d the problem, a phone number or website is given to purchase an anti-virus computer via debit or credit card. Computer manufacturers will not contact you to let you know if there is a problem with your computer. <\/p>\n

5.\tBogus Online Retailers- It may seem as if some of the nicest items or best deals many be found online, but use caution. It\u00e2\u20ac\u2122s easy for a fake site to hijack photos from a legitimate retailer and post prices which seem too good to be true. Make sure you are dealing with a legitimate company who has a history of conducting business ethically by going to bbb.org. <\/p>\n

6.\tHealthcare \/Medicare Scam- During open enrollment season, scammers often dupe consumers into sharing their personal information by posing as \u00e2\u20ac\u0153Medicare Advisors\u00e2\u20ac\u009d wishing to update your account information and in some cases threaten that your Medicare will be discontinued if you fail to provide information. Also be on the lookout for dishonest brokers who may try to sell you plans which don\u00e2\u20ac\u2122t meet your needs. Never provide your Medicare ID number or personally identifiable information until you have verified the source.<\/p>\n

7.\tDebt Collection \u00e2\u20ac\u201cConsumers report receiving harassing calls and\/or calls for debts which are not owed. Remember, there are debt collection process rules in place to prevent unethical collection business practices. Review the rules of the Fair Debt Collection Practices Act (FDCPA) on the Federal Trade Commission\u00e2\u20ac\u2122 s (FTC) website. Report violations to bbb.org, FTC, the state Attorney General\u00e2\u20ac\u2122s office, and the Consumer Financial Protection Bureau (CFPB).<\/p>\n

8.\tGovernment Grant- Victims receive a phone call, email or letter stating they qualified for a government grant, but to receive the grant you must pay the processing and\/or delivery fee via wire transfer or prepaid debit card. In East Texas, some consumers reported receiving a message to claim a government grant via a friend\u00e2\u20ac\u2122s (hacked) Facebook Messenger account. Remember, the government does not award grants for which there has been no application. Go to usa.gov for additional information on the grant application process.<\/p>\n

9.\tAdvance Fee Loan- Advance fee loans, also known as short-term high-rate loans, cash advance loans, check advance loans, payday loans or title loans are very expensive forms of credit. Consumers are solicited by telemarketers, contacted by email, or see offers in classified sections of newspapers and magazines or on the Internet. In many cases, consumers never receive their loan, in spite of paying up-front fees. <\/p>\n

10.\tEmployment- Scammers advertise a job opening or guarantee job placement if you pay a fee to cover the cost it takes to place you in a job. However, after you pay, there\u00e2\u20ac\u2122s no job and you are out of money. Remember, if a potential employer asks you to pay the company to cover the costs of testing, training or background checks, consider it a red flag. <\/p>\n

What you can do:
\n\u00c2\u00b7\tDon’t be pressured into making hasty decisions.
\n\u00c2\u00b7\tTake time to research every organization you do business with by going to bbb.org.
\n\u00c2\u00b7\tNever provide your personal information (address, date of birth, banking
\n information, ID numbers) to people you do not know.
\n\u00c2\u00b7\tDon’t click on links from unsolicited email or text messages.
\n\u00c2\u00b7\tIf you are unsure about a call or email that claims to be from your bank, utility
\n company, etc., call the business directly using the number on your bill or credit
\n card.
\n\u00c2\u00b7\tNever send money by wire transfer, prepaid debit card or unconventional method to
\n someone you don’t know or haven’t met in person. Use a credit card and always
\n reconcile your statements.
\n\u00c2\u00b7\tNever send money for an emergency situation unless you can verify the emergency.<\/p>\n","protected":false},"excerpt":{"rendered":"

TYLER — On Tuesday the Better Business Bureau serving Central East Texas finished up 2019 with a list of the Top Ten Scams of the year. \u00e2\u20ac\u0153Scam artists are not going anywhere. In many cases, we\u00e2\u20ac\u2122ve seen them become more aggressive, Mechele Agbayani Mills, President and CEO of BBB Serving Central East Texas said. \u00e2\u20ac\u0153Whether … Continue reading BBB Names Top Ten Scams of 2019<\/span><\/a><\/p>\n","protected":false},"author":62,"featured_media":817314,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[177],"tags":[],"class_list":["post-842740","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local-news-archive-archives"],"publishpress_future_action":{"enabled":false,"date":"2026-07-04 23:01:38","action":"change-status","newStatus":"trash","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=\/wp\/v2\/posts\/842740","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=\/wp\/v2\/users\/62"}],"replies":[{"embeddable":true,"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=842740"}],"version-history":[{"count":2,"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=\/wp\/v2\/posts\/842740\/revisions"}],"predecessor-version":[{"id":842742,"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=\/wp\/v2\/posts\/842740\/revisions\/842742"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=\/wp\/v2\/media\/817314"}],"wp:attachment":[{"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=842740"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=842740"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=842740"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}