{"id":1328796,"date":"2024-06-08T07:45:48","date_gmt":"2024-06-08T12:45:48","guid":{"rendered":"https:\/\/ktbb.com\/post\/?p=1328796"},"modified":"2024-06-11T04:24:14","modified_gmt":"2024-06-11T09:24:14","slug":"storm-damage-advice-for-filing-insurance","status":"publish","type":"post","link":"https:\/\/ktbb.com\/post\/?p=1328796","title":{"rendered":"Storm damage advice for filing insurance"},"content":{"rendered":"<p>TYLER \u00e2\u20ac\u201c <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ktbb.com\/post\/wp-content\/media\/2023\/05\/hurricane-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" class=\"size-thumbnail wp-image-1230033\" \/>  As East Texans continue to clean up damage from recent storms, the next step for many is to file an insurance claim according to our news colleagues at KETK. The Insurance Council of Texas said before a claim is filed to take advantage of the few days of sunshine and document the damage to your property. The documentation can be photos and videos and then you have to set up temporary repairs to avoid further damage. <!--more--><\/p>\n<p>Homeowners like David Jones are now in the process of patching up the damage left from the recent storms.<\/p>\n<p>\u00e2\u20ac\u0153Well, it looks like skinned elbows with band-aids,\u00e2\u20ac\u009d said David Jones, Tyler resident. <\/p>\n<p>The Insurance Council of Texas said after a file is submitted with the insurance company, an adjuster will make estimates on repair cost.<\/p>\n<p>The council said after that to get a second opinion on repair costs. <\/p>\n<p>Tyler blueberry season prospers despite severe storms<br \/>\n\u00e2\u20ac\u0153Get a second opinion, get a reputable contractor or a roofer to come out, do another inspection, same thing with your automobile,\u00e2\u20ac\u009d said Richard Johnson with the Insurance Council of Texas.<\/p>\n<p>The insurance company may have a list of contractors to choose from, but if not, trustworthy businesses can be found on the BBB\u00e2\u20ac\u2122s website. <\/p>\n<p>When the claim is settled, the council advices people to control the money. <\/p>\n<p>\u00e2\u20ac\u0153There\u00e2\u20ac\u2122s a couple red flags, if they want you to sign over everything before they get going, that\u00e2\u20ac\u2122s a red flag. If they say \u00e2\u20ac\u02dchey, we\u00e2\u20ac\u2122ll handle your deductible, we\u00e2\u20ac\u2122ll cover it and our expenses,\u00e2\u20ac\u2122 that is a red flag and actually illegal in Texas,\u00e2\u20ac\u009d said Johnson.<\/p>\n<p>If a homeowner\u00e2\u20ac\u2122s tree falls and damages a neighbor\u00e2\u20ac\u2122s property, it is up to the neighbor to file a claim on the damage.<\/p>\n<p>Have debris? How to dispose of it in Tyler<br \/>\n\u00e2\u20ac\u0153My tree fell across my back fence and clipped a very, very narrow spot of this mancave shed in his backyard, so we\u00e2\u20ac\u2122ve made arrangements to help with that as well,\u00e2\u20ac\u009d said Jones.<\/p>\n<p>Many people across East Texas need help, so the earlier the claim is filed, the better. <\/p>\n<p>Here\u00e2\u20ac\u2122s a quick list of the steps to file a claim:<\/p>\n<p>Take photos and videos of damage for claim<br \/>\nTemporarily repair damages to stop further damages, keep receipts<br \/>\nFile insurance claim<br \/>\nGet a second opinions with contractor or body shop<br \/>\nSettle claim<br \/>\nKeep money until the repairs are finished<\/p>\n","protected":false},"excerpt":{"rendered":"<p>TYLER \u00e2\u20ac\u201c As East Texans continue to clean up damage from recent storms, the next step for many is to file an insurance claim according to our news colleagues at KETK. The Insurance Council of Texas said before a claim is filed to take advantage of the few days of sunshine and document the damage &hellip; <a href=\"https:\/\/ktbb.com\/post\/?p=1328796\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Storm damage advice for filing insurance<\/span><\/a><\/p>\n","protected":false},"author":65,"featured_media":1328801,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/ktbb.com\/post\/wp-content\/media\/2023\/05\/hurricane-150x150.jpg","fifu_image_alt":"Storm damage advice for filing insurance","footnotes":""},"categories":[177],"tags":[],"class_list":["post-1328796","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local-news-archive-archives"],"publishpress_future_action":{"enabled":false,"date":"2026-06-12 08:14:10","action":"change-status","newStatus":"trash","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"fifu_image_url":"https:\/\/ktbb.com\/post\/wp-content\/media\/2023\/05\/hurricane-150x150.jpg","fifu_image_alt":"Storm damage advice for filing insurance","_links":{"self":[{"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=\/wp\/v2\/posts\/1328796","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=\/wp\/v2\/users\/65"}],"replies":[{"embeddable":true,"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1328796"}],"version-history":[{"count":2,"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=\/wp\/v2\/posts\/1328796\/revisions"}],"predecessor-version":[{"id":1328800,"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=\/wp\/v2\/posts\/1328796\/revisions\/1328800"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=\/wp\/v2\/media\/1328801"}],"wp:attachment":[{"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1328796"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1328796"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ktbb.com\/post\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1328796"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}